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Smart Life Insurance provides the most simple and fast way to get term life insurance.  Help protect your loved ones...

Product Features and Benefits:

• $100,000 to $500,000 of protection non-medical

• 10, 15, 20 or 30-year terms

• Rated A Excellent (3rd Highest Rating of 16) by A.M. Best Company.

• Guaranteed level premiums for the length of the initial term.

• No paperwork:  E-signature

• Flexible payment choices

• Fast. Easy. Simple

• 30-day money-back guarantee

• Multiple payment options: Credit cards (Visa, Discover, American Express, and MasterCard) or Electronic Funds Transfer (EFT: checking or savings bank account)

• Flexible Payment Options: Annual, semi-annual, quarterly and monthly

• Issue Ages (subject to state approval):

  Term Period	10 Years	15 Years	20 Years	30 Years
  Issue Ages	18-65	18-60	18-55	18-50

• Beneficiary:  You may designate a Spouse, children, siblings, parents, grandchildren, grandparents, nephews, nieces, trusts, estates or other.

• Owner:  Must be the insured. Once the policy is in force, ownership may change.  Owner information included on the branch application.

Insurance Products are: Not a bank deposit   Not FDIC insured   Not insured by any federal government agency   Not guaranteed by the Bank

This website for UnionSmart.org is owned and operated by SASid, Inc. in accordance with its privacy policy. SASid, Inc. operates as an independent distributor for HSBC insurance and is not affiliated with HSBC. UnionSmart.org, the agent listed above, is an independent agent, and is not affiliated with HSBC Insurance or SASid, Inc. NOT a deposit, NOT FDIC insured, NOT insured by any U.S. government agency, NOT guaranteed by the Bank. Insurers: Household Life Insurance Company, home office Detroit, MI, form HLI-8-132-0807 or variations of such, or First Central National Life Insurance Company of New York, home office NY, NY, form CNY-8-815-0807; administrative offices: Bridgewater, NJ; trade name: "HSBC Insurance". See policy for exclusions & limitations. Not sold in all states. The HSBC Insurance logo is a trademark of HSBC Holdings plc and is used under license.